Australian private credit fund

Private credit.
Secured by Australian real property.

Access a professionally managed non-bank lending strategy, delivering regular monthly income from a secured commercial loan portfolio backed by Australian real property.

Doug Cowan

8 months ago

A very efficient, safe and easy place to invest, with continuous and readily available information on my investment. Their interest rates were very good, and I can highly recommend their investment opportunities.

Ken Mutton

11 months ago

Everything is as stated upfront & carried out with rock solid integrity supported with excellent & prompt timely communications.Very happy with my own situation with the company.

Capital

No Capital loss experienced.

Distributions

All distributions have been paid.

Redemptions

All redemption requests fulfilled.

Investment Risk & Past Performance:

When making an investment, a prudent investor balances risks and returns. All investments carry risk, and investing in commercial loans is no different. This investment is not a bank deposit. Whilst we endeavour to exercise due diligence and care in our conduct, we do not provide guarantees on any invested capital or the investment performance of the underlying managed fund. Past performance is not a reliable indication of future performance.

The opportunity

What banks won't do, and why that creates opportunity

Regulatory capital requirements and tightened risk appetite have seen major banks withdraw from segments of the secured commercial lending market. Rhodes Finance operates in this space, making secured commercial loans that traditional institutions have largely moved away from, at rates that reflect the opportunity.

Structure

How this fund accesses private credit returns

For Wholesale Investors

Structured for investors who understand private lending

Sub-Class	Current Rate	Min. Investment	Rate Type	Distribution
Enhanced Sub-Classes
Enhanced – Variable	8.45%* p.a.	$100,000	Variable	Monthly
Enhanced – Fixed	8.30%*^ p.a.	$100,000	Fixed	Monthly
Wholesale Sub-Classes (For qualifying wholesale investors only)
Wholesale – Variable	8.95%*# p.a.	$250,000	Variable	Monthly
Wholesale – Fixed	8.90%*#^ p.a.	$250,000	Fixed	Monthly

Disclaimer

*Terms & conditions apply. Please note that past performance is not a reliable indicator of future performance. This investment is not a bank deposit and carries risk. Refer to the PDS available on our website for full details. All distribution rates quoted above are net of fees and are the prevailing rates as of the 08 May 2026. Distribution rates are updated monthly, usually at the start of each month. Check our website for current distribution rates. We do not provide guarantees on any invested capital or the investment performance of the Premium Income Fund.

#The Wholesale subclasses are only available to qualifying wholesale investors, with a minimum investment of $250,000. Contact us for further details. Please refer to the Wholesale-Memorandum of Terms and Conditions (MOTC).

^Fixed for 12 months.

Risk framework

A disciplined approach to private lending

"As is" property valuations, no speculative development pricing
All loans vetted by Credit Committee
Prudent lending practices including: independent valuers, LVRs dependent on location and property type
General security interest over all Rhodes Finance assets in favour of the Fund
Independent custodian - MSC Certane / Melbourne Securities Corporation

Fund credentials

Regulated. Established. Transparent.

Responsible Entity: Rhodes Asset Management Ltd · ACN 165 917 813 · AFSL 464772
Structure: Unlisted mortgage scheme · ARSN 606 834 011
APIR Code: RHO9302AU · Operating since February 2022
Custodian: MSC Certane / Melbourne Securities Corporation
PDS: Release 3 v2, 8 May 2026

Request investor information

Learn more about the Fund’s investment strategy, features and risks to determine whether it may suit your investment objectives.

Rhodes Asset Management Ltd
ABN 99 165 917 813 | AFSL No. 464772.

Rhodes is led by a seasoned team of industry professionals that brings a wealth of expertise in Funds Management, Financial Services, Law, Accounting, Property Development, Lending, and Venture Capital.

Contact Details

Phone: 1300 425 594
Email: enquiries@rhodesam.com.au

PO Box 1753, Capalaba QLD 4157 Australia
Or Visit Us @ ‘The Hub’ Suite 1, 2 Loraine Street, Capalaba QLD 4157

Disclaimer

General
This website contains information about us at Rhodes Asset Management Ltd ABN 99 165 917 813, AFSL No. 464772 (Rhodes Asset Management, we, us and our) and the services and products we provide. Rhodes Asset Management is associated with the “Rhodes Financial Group” brand and is a related party to Rhodes Financing Solutions Pty Ltd (ABN 33 651 843 828).

No Advice
Information published on our website is general information only. It should not be construed as personal financial advice or a recommendation to invest or acquire any financial product. We have prepared the information without taking into account the personal objectives, financial situation or needs of any particular individual. We recommend you speak with a qualified financial advisor about the appropriateness of our financial products in light of your own financial objectives and personal circumstances.

Reliance on Product Disclosure Statement & Target Market Determination
Information about any of our financial products is contained in the respective product disclosure statement (PDS) and target market determination (TMD) accompanied by other disclosures we are required to make by law. You may obtain a copy of the PDS & TMD on our website or by emailing us at investors@rhodesam.com.au. You should not rely on any information that is not published by us.

Investment risk & Past Performance
There are risks associated with an investment in a managed fund. Whilst we endeavour to exercise due diligence and care in our conduct, we do not provide guarantees on any invested capital or the investment performance of the underlying managed fund. Past performance of any managed fund described on our website is not a reliable indication of future performance.

Please fill in your details to request a copy of the
Premium Income Fund PDS & Application Form

First Name

Last name

Phone

Post Code

The Premium Income Fund is suitable for investors who are:
> Seeking regular income
> Comfortable with a medium level of risk
> Aware of the minimum investment term of 12 months
> Intending to allocate less than 25% of their total investable assets to this investment.

I understand and acknowledge the above points and I wish to proceed. I also agree to the terms and conditions as shown on this page.

Terms & Conditions

Investors should obtain and read a copy of the Product Disclosure Statement (PDS) before making an investment decision.

The Premium Income Fund is open to Australian residents only. Investments can be accepted by completing our online application via the link on our website, or you can request us to email you an application form.

You agree that the information on this website and any documents provided are of a general nature only and do not take into account your particular circumstances, do not consider your personal financial or investment needs, and should not be taken to be financial or legal advice. You should consider whether the investments are suitable for you or seek personal advice from a licensed financial planner before making an investment decision. Neither the repayment of capital nor the forecast returns for this investment are guaranteed.

Rhodes Asset Management Ltd ACN 165 917 813 holds Australian Financial Services License (AFSL) 464772.

An investment in the Fund is not a bank deposit and is subject to investment risk, including the loss of capital invested.

Withdrawal rights are subject to liquidity and may be delayed or suspended.