Income backed by
Australian property security
A professionally managed mortgage fund providing exposure to secured commercial lending, with all loans assessed against “as is” property valuations. We avoid any significant development and construction risk.
* Terms & conditions apply. Please note that past performance is not a reliable indicator of future performance. This investment is not a bank deposit and carries risk. Refer to the PDS for full details.
Capital
No Capital loss experienced.
Distributions
All distributions have been paid.
Redemptions
All redemption requests fulfilled.
Investment Risk & Past Performance:
When making an investment, a prudent investor balances risks and returns. All investments carry risk, and investing in commercial loans is no different. This investment is not a bank deposit. Whilst we endeavour to exercise due diligence and care in our conduct, we do not provide guarantees on any invested capital or the investment performance of the underlying managed fund. Past performance is not a reliable indication of future performance.
Lending approach
Prudent lending. Secured assets. Monthly income.
"As is" valuations
Security assessed at current market value, not speculative future prices
LVR Matrix Depending on Location & Property
Ensuring a meaningful equity buffer is maintained on every loan advanced.
Independent Custodian
General security interest over Rhodes Finance assets held by independent custodian
Fund structure
How the mortgage fund structure works
Investor capital (Unitholders) → Premium Income Fund → Loan Facility → Rhodes Finance → Commercial loans (secured by Australian real property). Interest from loan portfolio → monthly distributions to investors.
Fund assets held independently by MSC Certane / Melbourne Securities Corporation.
Key lending parameters
What you should know about the lending policy
- All loans secured against Australian real property - "as is" basis
- All loans vetted by Credit Committee
- Prudent lending practices including: independent valuers, LVRs dependent on location and property type
- Monthly withdrawal offers available after 12-month minimum term
- Some loans may be second mortgages - full disclosure in PDS and RG 45 Report
Investment options
Choose the structure that suits you
| Sub-Class | Current Rate | Min. Investment | Rate Type | Distribution | |
|---|---|---|---|---|---|
| Standard Sub-Classes | |||||
| Standard – Variable | 7.95%* p.a. | $5,000 | Variable | Monthly | |
| Standard – Fixed | 7.80%*^ p.a. | $5,000 | Fixed | Monthly | |
| Enhanced Sub-Classes | |||||
| Enhanced – Variable | 8.45%* p.a. | $100,000 | Variable | Monthly | |
| Enhanced – Fixed | 8.30%*^ p.a. | $100,000 | Fixed | Monthly | |
Disclaimer
*Terms & conditions apply. Please note that past performance is not a reliable indicator of future performance. This investment is not a bank deposit and carries risk. Refer to the PDS available on our website for full details. All distribution rates quoted above are net of fees and are the prevailing rates as of the 08 May 2026. Distribution rates are updated monthly, usually at the start of each month. Check our website for current distribution rates. We do not provide guarantees on any invested capital or the investment performance of the Premium Income Fund.
^Fixed for 12 months.
ASIC disclosures
Regulated. Disclosed. Transparent.
Unlisted mortgage scheme registered with ASIC (ARSN 606 834 011). ASIC RG 45 benchmark disclosures available in the PDS and the Premium Income Fund RG 45 Report.
Explore the fund or download the PDS
Rhodes Asset Management Ltd
ABN 99 165 917 813 | AFSL No. 464772.
Rhodes is led by a seasoned team of industry professionals that brings a wealth of expertise in Funds Management, Financial Services, Law, Accounting, Property Development, Lending, and Venture Capital.
Contact Details
Phone: 1300 425 594
Email: enquiries@rhodesam.com.au
PO Box 1753, Capalaba QLD 4157 Australia
Or Visit Us @
‘The Hub’ Suite 1, 2 Loraine Street, Capalaba QLD 4157
Disclaimer
General
This website contains information about us at Rhodes Asset Management Ltd ABN 99 165 917 813, AFSL No. 464772 (Rhodes Asset Management, we, us and our) and the services and products we provide. Rhodes Asset Management is associated with the “Rhodes Financial Group” brand and is a related party to Rhodes Financing Solutions Pty Ltd (ABN 33 651 843 828).
No Advice
Information published on our website is general information only. It should not be construed as personal financial advice or a recommendation to invest or acquire any financial product. We have prepared the information without taking into account the personal objectives, financial situation or needs of any particular individual. We recommend you speak with a qualified financial advisor about the appropriateness of our financial products in light of your own financial objectives and personal circumstances.
Reliance on Product Disclosure Statement & Target Market Determination
Information about any of our financial products is contained in the respective product disclosure statement (PDS) and target market determination (TMD) accompanied by other disclosures we are required to make by law. You may obtain a copy of the PDS & TMD on our website or by emailing us at investors@rhodesam.com.au. You should not rely on any information that is not published by us.
Investment risk & Past Performance
There are risks associated with an investment in a managed fund. Whilst we endeavour to exercise due diligence and care in our conduct, we do not provide guarantees on any invested capital or the investment performance of the underlying managed fund. Past performance of any managed fund described on our website is not a reliable indication of future performance.
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